Insurance
Answers to Frequently Asked Questions regarding the University's insurance coverage.
- Does RGU's insurance cover members of the public coming into the premises?
- Does RGU's insurance cover our students when visiting premises that are not owned by RGU, on fieldwork/courses/other RGU business?
- Does RGU's insurance cover our staff and students on field trips abroad?
- Does RGU's insurance cover any work placements within the University?
- Does RGU's insurance cover any student work placements outside the University?
- Does RGU's insurance cover damage or loss of personal property whilst on University Premises?
- Does RGU's insurance cover activities undertaken by the RGU Student Association
- How do I report an accident
- Who should I report a health and safety problem to?
- Where can I get more information on a health and safety issue?
- What do I do if I need to get my eyes tested?
- I intend to start a project which may have health and safety implications. What must I do?
- Where can I get First Aid treatment?
1. Does RGU's insurance cover members of the public coming into the premises?
A. RGU has public liability insurance which covers not only members of the public who enter our premises, but any students or visitors to the University.
2. Does RGU's insurance cover our students when visiting premises that are not owned by RGU, on fieldwork/courses/other RGU business?
A. Providing that the students do not undertake any work, RGU has public liability insurance that covers fieldwork trips, RGU business and courses. This insurance also covers any trips that may involve the student being on fieldwork for more than a day.
3. Does RGU's insurance cover our staff and students on field trips abroad?
A. RGU has a range of insurance to cover staff and students whilst on University business. However, before any overseas University business is conducted, consult the RGU guidance for travel abroad available via:
4. Does RGU's insurance cover any work placements within the University?
A. RGU's liability insurance cover extends to all placements, whether paid or unpaid whilst on the University's premises.
5. Does RGU's insurance cover any student work placements outside the University?
A. The University liability policy indemnifies RGU if there is any legal liability against RGU for the actions of a student, but since a student is on placement, the responsibility for the student and therefore ensuring that sufficient insurance cover is available is the responsibility of the placement provider.
6. Does RGU's insurance cover damage or loss of personal property whilst on University Premises?
A. Unless RGU is legally liable, then RGU's insurance does not cover damage or loss of personal property (including cars in RGU car parks).
7. Does RGU's insurance cover activities undertaken by the RGU Student Association
A. The RGU Student Association arranges its own insurance cover, for questions on insurance cover, please contact the Student Association directly.
8. How do I report an accident
A. Each School/Department main office has an accident book. Ensure that an accident report form is completed giving as much detail about the accident as possible. Also notify your Line Manager or Safety Co-ordinator.
Please refer to the Accident Reporting Procedure for further details.
9. Who should I report a health and safety problem to?
A. Raise your concern with your Line Manager or the Safety Co-ordinator for your School or Department. Allow an appropriate time for remedial action to be taken. If the problem still persists contact the Occupational Health and Safety team.
10. Where can I get more information on a health and safety issue?
A. The Occupational Health and Safety team maintain a collection of information resources for use by staff and students. You can access most information on the intranet via the Health and Safety homepage, or contact us directly to discuss your needs.
11. What do I do if I need to get my eyes tested?
A. The University is obliged, under the Health & Safety (Display Screen Equipment) Regulations, to provide those defined as "Users" of DSE with an eye and eyesight test. Users are members of staff who would normally use DSE equipment, such as computer monitors, as part of the day to day tasks of their job.
If you are categorised as a User, you may request an eye test from your Head of School/Department. A purchase order will be raised for you to attend our nominated optician as per your School/Department's purchasing procedures. Should you need glasses for DSE use, the University will contribute sufficient funds to cover a basic pair of glasses (£60 for single-vision, £80 for bi-focal or £180 for vari-focal lenses). If you choose more expensive frames/lenses, you will have to meet the difference in cost yourself.
The NHS now meets the cost of a standard eye test (not a DSE eye test) from any optician. Should you take advantage of this free test and be informed you may need glasses specifically for DSE use, please arrange to undergo a DSE test as per the procedure below.
For further information and all related forms see the DSE guidance page.
12. I intend to start a project which may have health and safety implications. What must I do?
A. You should involve the Safety Co-ordinator for your School/Department at an early stage to ensure that you have the appropriate advice and guidance on the health and safety implications, and any restrictions that may apply, before the project is started.
13. Where can I get First Aid treatment?
A. There is a first aid room in each building and the university has a number of first aiders on each campus. Posters should be displayed in your area to identify who the first aiders are and there is a list of First Aiders at the Reception of each building. The Occupational Heatlh & Safety Team hold a database of all the University's first aiders. If it becomes necessary for additional First Aiders to be appointed, the Health & Safety Team will bring this to the attention of the Line Management in the area concerned.
Should you wish to become a First Aider, please contact the Occupational Health and Safety Adviser on telephone extension 2088.